Uber & Lyft Accidents in Indiana
If you were injured in an Indiana uber & lyft accident, you have legal rights and deadlines to protect.
What you should know
Rideshare coverage depends on the driver's app status; large TNC policies may apply during a trip.
What typically causes them
- Distracted driving by rideshare drivers checking apps
- Fatigue from long driving shifts
- Unfamiliarity with routes and frequent navigation use
- Negligence by other motorists striking rideshare vehicles
- Inadequate vehicle maintenance or inspection
- Improper passenger pickup or drop-off locations
- Driver inexperience or inadequate screening
Injuries we see
- Whiplash and cervical spine injuries
- Traumatic brain injuries
- Back and spinal injuries
- Broken bones and fractures
- Soft tissue injuries and sprains
- Lacerations and contusions
- Psychological trauma
Steps to take after a uber & lyft accidents
- 1
Call 911 to report the accident and ensure police documentation, especially for insurance claim purposes.
- 2
Check yourself and all passengers for injuries and request medical assistance if needed.
- 3
Report the accident through the Uber or Lyft app immediately to create an official record with the rideshare company.
- 4
Exchange information with all involved drivers and document the rideshare driver's name, license, and vehicle details.
- 5
Take photographs of all vehicles, damage, the accident scene, and the rideshare app showing your active trip status.
- 6
Obtain contact information from witnesses and other passengers in the rideshare vehicle.
Rideshare accident claims in Indiana involve complex insurance coverage that depends on the driver's status at the time of the accident. Under IC 27-7-7-2, Transportation Network Companies (TNCs) like Uber and Lyft must maintain minimum insurance coverage: $1 million when a passenger is in the vehicle or the driver is en route to pickup; $50,000 per person/$100,000 per accident when the app is on but no ride is accepted. If the app is off, only the driver's personal insurance applies, which may deny coverage for commercial activity. Indiana's comparative fault rules under IC 34-51-2-6 apply to rideshare accidents. Multiple insurance policies may be implicated, requiring careful analysis to identify all available coverage. Rideshare companies may attempt to classify drivers as independent contractors to limit liability, though the driver's negligence and company's negligent entrustment may support claims under Indiana common law.
Compensation in Uber and Lyft accidents may come from multiple sources: the rideshare driver's personal insurance, the rideshare company's commercial policy, and the insurance of any third-party at-fault driver. Economic damages include medical expenses, lost wages, property damage, and future medical care costs. Non-economic damages compensate for pain and suffering, emotional distress, permanent injuries, and reduced quality of life. The availability of $1 million in coverage when a passenger is present often means greater recovery potential than standard car accidents. However, insurance companies may dispute which policy applies or attempt to reduce payouts. Under IC 34-51-2-6, your recovery will be reduced by your percentage of fault. Underinsured motorist coverage may provide additional compensation when applicable policies are insufficient.
Personal injury claims from Uber and Lyft accidents in Indiana must be filed within two years under IC 34-11-2-4, measured from the date of the accident. This deadline applies regardless of which insurance policy ultimately provides coverage.
Don't let an Indiana uber & lyft accidents ruin your future.
The clock is ticking on Indiana's 2-year statute of limitations. Get a free, no-obligation case review now.